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Gudi Padwa is a festival that is predominantly celebrated in Maharashtra and marks the beginning of the New Year and the harvest season.As a result, this festival is considered to be auspicious and the time ripe for the purchase of an asset such as gold or furniture. Since Gudi Padwa is synonymous with a new beginning, it is smart to invest for financial growth on this day as well. If you wish to do so without taking on unnecessary risk, consider adding an FD to your portfolio as it offers guaranteed returns.Here's how investing in an FD this Gudi Padwa can usher in financial well-being. Earn high and assured returns. Fixed Deposits are known to offer guaranteed returns on investment because they are not linked to the market. However, before investing in an FD, ensure that you secure a lucrative rate of interest. Company FDs tend to outmatch bank FDs in this domain, and having your returns backed by high stability ratings is beneficial.For instance, with the Bajaj Finance Fixed Deposit new customers get a rate of up to 7.80% and senior citizens can earn at up to 8.05%. Further, the FD carries the ICRA MAAA and CRISIL FAAA ratings, which is the highest in their respective categories point to timely interest payouts. Invest easily and without delay with a minimum deposit amount of just Rs. 25,000, you can sow the seeds of prosperity this Gudi Padwa and reap generous returns soon. Moreover, at select locations, you can invest using your debit card and with the Multi-deposit facility, you can open several FDs with a single cheque. In the case of the latter, you can have your FDs mature after different tenor lengths to meet a range of goals. Pick a tenor suiting your needs Bajaj Finance offers you a flexible tenor ranging between 12 and 60 months, using which you can obtain liquidity for your short- and medium-term goals. Moreover, with the Auto-renewal facility, you can stay invested for longer, benefit more from compound interest, and align your investment to your long-term goals as well. The FD interest rates with Bajaj Finance Limited peak for tenors of 48 months or more. Take a look at this table below to grow your wealth over varying tenors.Start saving with a Systematic Deposit Plf you are a young earner, now's the best time to inculcate the habit of saving and an undemanding way of doing so is to sign up for a Systematic Deposit Plan. Here, you make monthly contributions of Rs. 5000, initially via cheque and later through a NACH mandate. You can make between 6 and 48 contributions and each one creates a new FD, which earns interest at the rate prevailing on the date of the deposit. By avoiding the need to accumulate a lump sum, you can build your savings quickly through this facility. Get an online loan in an emergency with an FD you needn't worry being left high and dry in a financial crunch as issuers like Bajaj Finance allow you to avail liquidity by leveraging the value of your deposits. By taking a loan against a Bajaj Finance FD, you get access to funding to the tune of Rs. 4 lakh. Moreover, this facility is designed for emergencies as you can apply for the loan online, in moments. As Gudi Padwa ushers in a new beginning, sign up for a Bajaj Finance online FD to bring in financial well-being and build a corpus sufficient for your future goals!

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Gudi Padwa is a festival that is predominantly celebrated in Maharashtra and marks the beginning of the New Year and the harvest season. ...