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Assam CM inaugurates India’s first AI-powered ‘phygital’ bank branch

By IANS | Updated: May 16, 2026 16:35 IST

Guwahati, May 16 Assam Chief Minister Himanta Biswa Sarma on Saturday inaugurated India’s first AI-powered “phygital” banking branch ...

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Guwahati, May 16 Assam Chief Minister Himanta Biswa Sarma on Saturday inaugurated India’s first AI-powered “phygital” banking branch of Slice Small Finance Bank in Guwahati, describing the initiative as a reflection of Assam’s growing readiness to support the future of digital banking and technology-driven investment.

The next-generation banking branch, located on GS Road in Guwahati, combines physical banking services with digital and AI-enabled solutions to improve accessibility, convenience, and financial inclusion.

Officials said the “phygital” branch integrates physical and digital banking through AI-enabled self-service kiosks, paperless cash deposits and withdrawals, and seamless digital onboarding facilities.

Speaking at the inauguration ceremony, Chief Minister Sarma said the new branch represents a significant step towards building a more inclusive financial ecosystem for both urban and underserved communities.

He said the investment by a private Bank aligns with the Assam government’s vision of attracting responsible, technology-driven businesses to the state.

“The opening of India’s first digital and AI-powered banking branch in Guwahati reflects Assam’s readiness in supporting and encouraging the future of Indian banking,” Sarma said.

Highlighting the advantages of the new banking model, the Chief Minister said customers would be able to access credit directly through the Unified Payments Interface (UPI) without requiring separate applications.

According to him, the facility would particularly benefit small traders, women entrepreneurs and individuals seeking quick access to working capital through digital platforms.

Sarma said such innovations represented “financial inclusion in its most practical and meaningful form” by extending banking and credit access to people who have historically remained outside the ambit of modern financial systems.

The Chief Minister also reiterated the state government’s commitment to creating an ecosystem where businesses can thrive and young people can access new economic opportunities.

He said Assam was steadily emerging as a destination for responsible investments backed by innovation and advanced technology.

The branch is expected to expand access to savings, payments and credit solutions through a growing physical presence supported by robust digital infrastructure.

Disclaimer: This post has been auto-published from an agency feed without any modifications to the text and has not been reviewed by an editor

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