1 / 10If you are planning to buy your own house, this is the best time for you to make an investment. The country's biggest public sector bank, State Bank of India has brought lucrative offers on home loans for its customers. During this festive season, SBI is offering cheap home loans to its customers. But not just SBI, many banks are also offering cheap home loans this festive season. The good news is some banks have lowered their home loan interest rates to below seven percent giving an opportunity to home buyers to avail them. Let's look into some of these banks that are offering cheap home loans. 2 / 10Bank of Baroda is giving a heavy discount on the transfer of home loans to this bank. Presently the bank is giving a discount of 0.25 percent on its home loan interest rate. The bank has also decided to waive off the processing fee on the home loans.3 / 10Punjab and Sind Bank is providing home loan at an interest rate of 6.9 percent which can go up to a maximum of 7.25 percent. The good news is that this bank is not charging a processing fee and inspection charge, which means you can save at least 10 to 15 thousand rupees. 4 / 10Bank of India is offering home loans at 6.85 percent to its customers. The bank is charging a processing fee of 0.25 percent of the entire loan amount, which can be somewhere between 1500 rupees to a maximum of 20,000 rupees.This bank offers a home loan at a maximum of 7.15 percent interest rate.5 / 10Central Bank of India is also offering a home loan at 6.85 percent. The bank has kept a processing fee of 0.5 percent of the total loan amount which cannot exceed 20,000 rupees. The maximum interest rate is 7.3 percent6 / 10State Bank of India on Wednesday announced a concession of up to 20 basis points - or 0.20 percentage point on home loans, in a bid to attract homebuyers in the ongoing festive season. The scheme is applicable to loans for houses worth more than 30 lakh rupees and up to two crore rupees. The latest scheme doubles the concession offered by SBI in an existing festive season offer. 7 / 10The largest private sector bank in India, HDFC is offering a home loan at a 6.9 percent interest rate. The bank is charging a processing fee of 0.5 percent of the total loan amount. However, the bank will not charge a processing fee of more than three thousand rupees.8 / 10Private sector bank ICICI is offering a home loan at a 6.95 percent interest rate which can go up to a maximum of 7.95 percent. The bank charges a processing fee of 0.5 percent of the total loan amount.9 / 10Kotak Mahindra Bank is offering home loans at an interest rate of 7 percent. The bank claims that if any customer transfers his or her home loan in this bank can get a benefit up to 20 lakh rupees. The bank is also offering additional discounts for its female customers.10 / 10According to Tata Housing's offer, home buyers will have to pay only 3.99 per cent interest on a home loan for one year. The company will bear the rest of the cost itself to attract potential customers. This scheme will be applicable till November 20 for 10 projects. The company's statement