1 / 10To build a strong financial backbone, one should invest the money in the right financial instrument. Though, not every investment guarantees substantial returns, but, if you invest wisely and for a good amount of time, the potential to gain healthy returns is higher. 2 / 10Saving is essential for investing - more important than earning today is saving from the money you earn. While it is difficult to withdraw money on a low income, it is certainly not impossible. Because for those who work, savings are the future mate.3 / 10Start investing with earnings - the sooner people start investing, especially in the private sector, the better their future will be financially. Today we are going to tell you, how people with jobs can become good investors and how they can earn more from investing than salary.4 / 10The need for consistent investment - whatever your salary, you can start investing. At this point, only the cost will have to be adjusted.5 / 10The salaries of those who work are gradually increasing. If the investment grows as the earnings increase, then after a while the same small investment will be converted into a large fund.6 / 10How to save money - just to give an example, let's assume that one's salary is 25 thousand rupees. It is difficult for him to save 10-12 thousand rupees per month. However, by making a small saving in expenses every month, the person concerned can definitely save up to 10 per cent. This means you can save up to Rs 2,500 per month. Now it is necessary to invest this money in the right place.7 / 10Invest in a mutual fund - If you invest Rs 2,500 per month in a mutual fund through SIP, the amount will be around Rs 2 lakh with a 15 per cent return after 5 years. Meanwhile, the investor's salary will continue to increase every year. If this is done, after five years, the investor will have a lump sum of Rs 2 lakh. If you invest in the same way for the next 3 years, the total amount will increase to Rs 4 lakh after 8 years.8 / 10Along with earnings, investment should also be increased - the salary of those who work is usually doubled in 8 years. Even if the salary is increased by 10 per cent per annum, the salary of those who initially had a salary of Rs 25,000 will go up to Rs 50,000 after 10 years. An investment of just Rs 2,500 will create a fund of Rs 6 lakh during this period.9 / 10Don't invest all your money in one place - not only that, but in these 10 years, investors can invest the money saved from the increased salary in another place. Such as stock market, PPF and short term funds.10 / 10In addition, if the investor continues to invest in other places with mutual funds at the same rate for 20 years, they will earn more than the salary from the investment itself. However, be sure to seek complete information and help from a financial advisor before investing anywhere.