1 / 8New Delhi: Post office scheme- There are many schemes to invest money in the market. The returns on many of these plans are also very attractive. However, there are also some of these risks.2 / 8Many investors prefer safe investment plans with low returns. Because they are less risky. If you are also looking for a low risk return or investment option, the Post Office's 'Village Security Plan' may be useful for you.3 / 8The 'Gram Suraksha Yojana' offered by Indian Post is an option in which you can get good returns with less risk. Under the Gram Suraksha Yojana, the sum insured with bonus or on completion of 80 years or in case of death.4 / 8Any Indian citizen in the age group of 19 to 55 years can take this insurance plan. Under this scheme, a minimum sum assured of Rs 10,000 to Rs 10 lakh can be invested. The premium payment of this plan can be done monthly, quarterly, half yearly or annually. 5 / 8The insurance plan comes with a loan facility, which can be availed four years after the purchase of the plan.6 / 8The customer can choose to surrender the plan after 3 years. However, in such a situation you will not get any benefit from it. The biggest attraction of the scheme is the bonus paid by Indian Post and the last declared bonus will be Rs 65 per 1,000 per year.7 / 8If one buys a village security plan of Rs 10 lakh at the age of 19 years. The monthly premium will be Rs 1,515 for 55 years, Rs 1,463 for 58 years and Rs 1,411 for 60 years. Rs 31.60 lakh for 55 years and Rs 33.40 lakh for 58 years.8 / 8The customer can contact the nearest post office for any update in the name of the nominee or other details like email id, mobile number. For other questions, call the Customer Toll-Free Helpline at 1800 180 5232/155232 or visit the official website.