1 / 8Six significant rule modifications are slated to take effect this month, directly impacting the finances of ordinary citizens. Individuals are advised to complete any crucial tasks by month-end to avoid potential complications in the future.2 / 8The common man's financial burden is set to increase as the government prepares to implement six major rule changes at the start of February. With January drawing to a close, individuals should brace themselves for potential impacts on their finances.3 / 8The Reserve Bank of India (RBI) has provided significant relief to the public by introducing changes that allow for the transfer of up to Rs 5 lakh from bank accounts without the need to specify the beneficiary's name. This adjustment follows a circular issued by the National Payments Corporation of India (NPCI) on October 31 last year.4 / 8FASTags not yet subjected to KYC completion face the risk of being banned or blacklisted. The National Highways Authority of India (NHAI) has set January 31 as the deadline for completing the KYC update for FASTags.5 / 8On January 12, 2024, the Pension Fund Regulatory and Development Authority (PFRDA) released a circular detailing NPS partial withdrawal regulations, effective February 1. According to the circular, NPS account holders can withdraw up to 25% of the amount from their personal pension account, excluding employer contributions.6 / 8Initial application is required, followed by nomination by the government nodal office to designate the recipient. Subsequent partial withdrawals are permitted post-verification.7 / 8The State Bank of India is currently conducting a special home loan campaign, offering discounts of up to 65 basis points. Customers can avail discounts on processing fees for home loans until January 31, 2024.8 / 8The 'Dhan Laxmi 444 Days' fixed deposit scheme offered by Punjab and Sind Bank is available for enrollment until January 31, 2024.