1 / 7Every human being wants to save something. Want to invest in financial instrument. Post Office Monthly Income Scheme (Post Office MIS) is a superhit small savings scheme in the market, in which you have to invest only once.2 / 7The maturity period of this plan is 5 years and as soon as you complete your five years, you will start getting monthly income. It is necessary to have a savings account at the post office to invest in this scheme.3 / 7With Post Office Monthly Income Plan application you have to go to the nearest post office to fill the form or download it from the official website. You have to give your Aadhaar card or passport or voter card or driving license for your ID proof and 2 passport size photos. 4 / 7The minimum amount to open this account is Rs. 1,000, which you can pay by cash or check. Although the maturity period of the plan is five years, once you complete it, the maturity period can be extended for another 5-5 years.5 / 7You can invest a maximum of Rs 4.5 lakh in a single account. Meanwhile, the investment limit in the joint account is Rs 9 lakh. According to India Post, the monthly income plan is earning 6.6 per cent interest annually.6 / 7Anyone is in dire need of money. But withdrawal a year later. According to the rule, if money is withdrawn between one and three years, 2 per cent of the deposit will be refunded.7 / 7MIS also offers a joint account facility, where 2-3 people can open an account simultaneously. The income received in return for this account is given equally to each member. You can change the combined account to a single account at any time.