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Want a Car Loan with a low EMI? Check out loan option from these banks

By Lokmat English Desk | Updated: May 30, 2021 14:00 IST

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A few decades ago, if you wanted to buy a car or any other vehicle, it was only possible for those who have money. Because banks didn't lend cars then. As a result, only one person could afford a single car.
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Today the situation has changed. Today, many people can afford a 100 percent loan to buy a car. Now you can also buy household items on loan. This market is booming. Now let's see which bank has the lowest interest rate.
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Banks want to invest their money. As a result, banks are offering loans at low interest rates, low processing fees or zero processing fever. Private banks, on the other hand, lend to the convenience of the customers.
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Today we are going to tell you some of the banks from which you can save your money on low interest rate, low processing fee and EMI. (Lowest car loan bank list)
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If you want to get a car loan of Rs 10 lakh from a bank for a period of 7 years, you have to pay EMI at the bank's interest rate.
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Currently, the lowest interest rate is that of Punjab and Sind Bank. According to the bank's website, the bank will offer you a loan at 7.0% interest. In addition, you will get a 50 per cent discount on processing fever. This offer is valid till June 30.
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It is followed by Central Bank of India and Bank of Baroda. These banks offer auto loans at a rate of 7.25 per cent.
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The purchase of a vehicle is optional, as it is done for consumption and no special discount is given by the government. Bank of Baroda and Union Bank offer the cheapest educational loans.
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Among private banks, IDBI Bank offers the cheapest car loans. The website charges 7.50 per cent interest. Accordingly, a car loan of Rs 10 lakh has an EMI of around Rs 15,340.
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It is worth noting that even though banks offer auto loans at 7 to 8 per cent, the difference in interest rates affects your monthly EMI by Rs 700. The math is low interest rate Rs 700 low EMI, high interest rate Rs 700 extra EMI.
Tags: Car LoansCentral BankPunjab and Sind Bank
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