1 / 5New Delhi: Many of us often travel by train. Most people traveling by train book their tickets online through the IRCTC website. But very few people know that IRCTC offers you an insurance cover of up to 10 lakh rupees along with ticket booking at Rs 35 paise.2 / 5This insurance cover can be a great support during tough times for passengers traveling by rail. Recently, the Coromandel train accident happened in Odisha, many people realized the need and importance of this 35 paisa insurance from IRCTC. Many of you on this insurance due to lack of information.3 / 5You can avail this insurance for 35 paise while booking tickets online from IRCTC. Insurance option appears at the end while booking the ticket. In this, as soon as you click on 'Yes', you get the insurance information through SMS and email. Those who choose 'No' save 35 paise and take a risk.4 / 5When you choose this insurance of 35 paisa while booking your ticket, you get the information about this insurance immediately by mail. This email contains the name of the travel insurance company, insurance certificate number, customer care number, email id and helpline number. 5 / 535 paise insurance cover covers you up to Rs 10 lakh in case of an accident during rail travel. 100% amount is paid in case of death or 100% disability. In case of permanent disability, the insurance cover is Rs 7.5 lakh. 2 lakh is paid in case of injury.