1 / 12Post Office has been a place of unshakable trust of Indians for decades. Many post office schemes are available now and crores of citizens are benefiting from various schemes. Post office provides various facilities in every corner of the country. 2 / 12Post Office is still considered as the best option for investment. It also keeps your money safe and you also get guaranteed returns. In addition to Post Office plans, Post Office offers insurance products.3 / 12According to the information available on the Post Office website, more than 5 million policies (Post Office Insurance) have been sold so far through the Post Office. It is one of the oldest insurance companies in the country. Postal Life Insurance and Rural Postal Life Insurance are two Scheme.4 / 12We are giving you information about an insurance policy that has a sum assured of 50 lakhs. If the policyholder survives, he can get Rs 2 crore on maturity. The name of this post office scheme is Whole Life Assurance5 / 12Under this insurance, the policy holder remains insured till the age of 80 years. If he dies during this period, the nominee gets the maturity benefit. If the policyholder is alive, he gets the maturity benefit after 80 years. It includes bonus in addition to sum assured.6 / 12According to the Postal Life Insurance Calculator, if a policyholder buys a whole life insurance policy worth Rs 50 lakh at the age of 20, he would have to deposit around Rs 8100 per month. Maturity benefit will be available in 80 years.7 / 12If the policy holder decides to accumulate premium for 55 years, the premium payment term will be 35 years and the monthly net premium will be Rs. 8099 will be. After depositing premium for 58 years, Rs.8099 has to be deposited every month and premium payment no.8 / 12Talking about the maturity benefit, a bonus of Rs 76 per year will be available on Sum Assured of 1000. 50 lakh bonus, a bonus of Rs 3.8 lakh will be paid every year. If the premium is accumulated for 35 years, the bonus will be 1.33 crore and the net return will be 1.83 crore.9 / 12After accumulating the premium for 38 years, the bonus would be 1.44 crores and the net return would be 1.94 crores. If the premium is deposited for 40 years, the bonus amount will be Rs 1.52 crore and the net return will be Rs 2 crore 2 lakh. The net return is the maturity benefit, to the policyholder10 / 12If the policyholder dies in the meantime, the nominee will get the maturity benefit. 8 major benefits and features of this policy are mentioned. This policy can be purchased for a minimum of 19 years and a maximum of 55 years.11 / 12The minimum sum assured is Rs.20 thousand and the maximum sum assured is Rs.50 lakhs. Loan facility is also available on the policy after 4 years. You can surrender the policy after 3 years. Surrender before 5 years will not get bonus.12 / 12This insurance can be converted into an endowment assurance policy up to the age of 59 years. Premium paying age 55, 58 and 60 years can be selected. Currently, an annual bonus of Rs 7.6 is available on a sum assured of Rs 1,000.