Maharani college, College in Jaipur, India

Pune (Maharashtra) [India], May 11 (/NewsVoir): The current economic scenario and repo rate revisions have made fixed deposits the perfect tool to invest in. Investors can get dual advantages from investing in this tool, the safety of their initial deposit, and the assurance of decent returns at maturity. These factors make it a highly preferred investment avenue. With multiple FD options available in the market, it can be hard to circle in on one. However, one must always keep certain pointers in mind while selecting their financial partner. A few of them include the credibility of the financial partner, FD rates, payout frequencies offered, and other special benefits.Bajaj Finance is one such option that ticks off all the above-mentioned boxes. It is a highly reliable and reputed NBFC that offers one of the best FD rates available in the market along with a suite of other benefits like a loan against FD facility and online account management. Also, Bajaj Finance has recently revised its FD rates and hiked them by 40 basis points on selected tenures.Earlier investors could earn up to 8.20 per cent p.a. on their deposits when investing in an FD by Bajaj Finance. Now, they can yield returns up to 8.60 per cent p.a. for special tenures. This can enable individuals to earn more on their investments.Here are the revised higher FD rates ( % p.a.)Investors can visit the Bajaj Finance website and use the online FD calculator to estimate their returns, even before investing. This feature also enables one to fine-tune their investments to their financial goals and desired results.Apart from higher FD rates, investors can enjoy these additional features as well:Flexible payout optionsInvestors can choose from cumulative and non-cumulative FD options. The cumulative FD is where one gets returns directly at maturity. With the non-cumulative FD option, one can choose the payout frequency to match their desired liquidity requirements. Investors can choose from monthly, quarterly, half-yearly, and annual payout options.Loan against FD facilityEmergencies call for an unwarranted free flow of cash and breaking the FD seems like the only option in such situations. However, with Bajaj Finance, one need not worry about liquid cash emergencies. Investors can withdraw their money whenever they need it within minutes in the form of a loan against their FD. Get a loan up to 75 per cent of the FD amount without liquidating investments.Safety and credibilityThe safety of funds is a crucial parameter when investing in an FD, and Bajaj Finance is accredited with AAA STABLE ratings by ICRA and CRISIL, indicating the highest safety.Online processWith this 100 per cent online and paperless process, one can book an FD at any time without having to stand in long queues. Investors can book FDs from the comfort of their homes with minimal documentation.Armed with this information, one can now invest in a Bajaj Finance Fixed Deposit and enjoy higher returns on their deposits!This story has been provided by NewsVoir. will not be responsible in any way for the content of this article. (/NewsVoir)Disclaimer: This post has been auto-published from an agency feed without any modifications to the text and has not been reviewed by an editor

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