1 / 9Post office savings plans offer good returns. Apart from this these schemes are also considered very safe. Post has a similar scheme in which an investment of Rs 1 lakh earns an interest of up to Rs. 40,000.2 / 9The Post has a great plan called the National Savings Certificate. The term is 5 years and you get 6.8% interest. Interest is charged annually.3 / 9However, interest on the amount you have deposited is credited only after the expiry of the deposit period. What is special is that you can invest at least Rs. 1000 in this scheme. Therefore, the amount can be invested in multiples of 100.4 / 9Another benefit of investing in a National Savings Certificate is that you can also get an exemption under 80C in income tax. The limit of 80C is up to Rs 1.50 lakh.5 / 9You get 6.8% interest on this postal plan. E.g. If you have invested Rs.1000 under this scheme, you get Rs.1389.40 after maturity. That means you get a profit of Rs 389.49. Similarly, if you invest Rs 10,000, you get Rs 3,890 and Rs 1 lakh6 / 9Prime Minister Narendra Modi has also invested in this scheme. As per the information released last year, Modi has invested Rs 84,321 in the scheme.7 / 9You can start the National Savings Certificate Scheme only by visiting the post office.8 / 9In particular, three people can also invest in this scheme in the form of a joint account.9 / 9You cannot close the National Savings Certificate Scheme before the expiry of the 5 year period. However, it can be closed in case of death of the scheme holder.