All you need to know about LIC Saral Pension Plan
By Lokmat English Desk | Published: July 24, 2021 09:14 PM2021-07-24T21:14:12+5:302021-07-24T21:14:12+5:30
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पेन्शन प्लॅन हे नेहमी फायद्याचे असतात. हे प्लॅन 60 वर्षांनंतरच्या बेगमीसाठी असतात. त्याच्या आधी आपल्याला या पेन्शन प्लॅनमध्ये पैसे गुंतवावे लागतात. परंतू LIC ने असा प्लॅन लाँच केला आहे, ज्याद्वारे 40 च्या वयातच पेन्शन मिळणार आहे. यामध्ये फक्त मासिक हप्त्य
This plan is good for people who have money but no monthly income. In this case, they can safely invest their money in the form of a monthly pension. (how to start pension from age 40.)
LIC's simple pension scheme was launched during the Corona period. In the second wave of corona, many families have lost the doer, the earner. This will make the scheme beneficial for such families.
Women can earn a good income by investing their husband's savings in LIC's scheme. This can lead to children's education, marriage, etc. Also, this money will be safe.
LIC has launched Saral Pension Scheme. It has some features that were not in the previous plan. This means that you can get a monthly, quarterly, half-yearly or annual pension by investing money in this scheme at any time during the period of 40 to 80 years.
The important thing is that this pension will be given for life. This plan is for Life Annuity with 100% Return of Purchase Price for Single Life. This means that the plan will be linked to one person. The pensioner will continue to receive his pension as long as he is alive.
Another benefit is that this pension plan is offered for joint life. In this, the spouse who survives after the death of one will continue to receive a pension. When both die, his nominee receives a base prize.
Another important feature is that the loan can be taken out within six months of taking up the scheme.
If you are 40 years old and have paid a single premium of Rs 10 lakh, you will get a pension of Rs 50,250 per annum. If you need something and want a refund in the meantime, there will be a 5 percent discount.
This plan is available both online and offline. Visit the LIC office or website for more information.
