LIC's Lakhpati Scheme Offers Rs 25 Lakh for Just Rs 45 Daily Investment; Complete Details Inside

By Lokmat English Desk | Published: May 14, 2024 02:01 PM2024-05-14T14:01:42+5:302024-05-14T14:09:12+5:30


The Life Insurance Corporation of India (LIC), a prominent government-backed insurer, presents a range of secure investment opportunities to the public. Among its offerings is the Jeevan Anand Policy, renowned for its diverse policy benefits and assured safety of investment. This scheme stands as a testament to LIC's commitment to providing reliable financial solutions to its clientele.

The policy facilitates the accumulation of Rs 25 lakh in funds through a modest investment of only Rs 45 lakh. This compelling proposition renders the scheme highly appealing to investors seeking steadfast financial security.

Policyholders receive a lump sum payout upon maturity, providing a solution to a myriad of financial challenges. The Jeevan Anand policy offers a lengthy term of 35 years and demands a premium as low as Rs 45 or Rs 1,358 per month, making it accessible to a wide range of individuals seeking long-term financial security.

This policy offers diverse maturity benefits, empowering policyholders with multiple options tailored to their unique financial objectives. With no constraints on investment limits, individuals can customize their coverage according to their requirements. The policy guarantees a minimum insurance amount of Rs 1 lakh, while there exists no predetermined maximum limit, ensuring flexibility and adaptability to varying financial circumstances.

Opting for a Jeevan Anand policy lays a robust foundation for securing your financial future. This investment avenue promises returns spanning across a 35-year period, offering a reliable means to build long-term financial stability.

With a monthly investment of Rs 1,358 over 35 years, the total contribution amounts to Rs 5,70,500. Upon maturity, the policyholder stands to receive a revisionary bonus of Rs 8.60 lakh, a final bonus of Rs 11.50 lakh, and an insurance payout of Rs 5 lakh. It's noteworthy that bonuses are disbursed twice during the policy term, enhancing the overall benefits accrued by the policyholder.

While the Jeevan Anand Policy doesn't offer tax exemption benefits, it does offer policyholders four types of riders to enhance their coverage. These include the Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider, and New Critical Benefit Rider. These riders provide additional protection against specific risks, offering policyholders a comprehensive insurance solution tailored to their individual needs.