What are the benefits of Jan dhan account? Insurance, money to the nominee, check out ...
By Lokmat English Desk | Published: August 23, 2021 11:33 AM2021-08-23T11:33:57+5:302021-08-23T11:33:57+5:30
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Under the Jan dhan Yojana announced by Prime Minister Narendra Modi in 2014, 3.4 crore citizens have so far opened Jandhan accounts across the state. It is learned that deposits of Rs 10,039.61 crore have been deposited in these accounts.
Rupay card is issued to Jandhan account holder. One can get one lakh accident insurance through it. A 'satisfactory' transaction results in an overdraft. In addition, life insurance plans also apply. Therefore, the tendency of citizens towards this scheme is increasing.
The highest number of account holders in rural areas is 1 crore 71 lakh 75 thousand 685; 1 crore 33 lakh 8 thousand 556 account holders are from urban and semi-urban areas.
There are a total of 3 crore 4 lakh 84 thousand 241 Jandhan users in the state. The scheme was launched by Prime Minister Narendra Modi with the aim of connecting every family in the country to the bank.
Previously zero balance accounts were not used; But now that these accounts are being used for a variety of purposes, banks can also take their plans to the public.
What are the benefits?
Interest facility on the amount deposited in Jandhan account.
Free mobile banking facility to the account holder
Jandhan account holder can overdraft Rs. 10,000 from his account. This means that even if there is no money in the account, Rs 10,000 can be withdrawn. This facility is available only a few months after opening the account.
Accident insurance of Rs. 2 lakhs is available free of cost through this Jandhan account.
After the death of the account holder, the heir of that person can also get insurance of Rs 30,000.
There is no minimum deposit required in this account; But if you want to take advantage of the checkbook, you need to keep a minimum balance.